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Working past 65: you may be in the labor force longer than you think. Here's what you need to know to prepare.

Consumer Reports

| August 01, 2002 | COPYRIGHT 2002 Consumers Union of the United States, Inc. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan.  All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

Back when JFK was just a senator, Betty Varner, now a 76-year-old grandmother, started her job as a program analyst for the U. S. Army Corps of Engineers, in San Francisco. Today, with 43 years under her belt, she has no immediate plans to put down her finely sharpened pencil. "I've been a widow for 26 years, so I guess I kind of got wrapped up in my job," she says. "My health has been good, so I haven't seen a reason to leave."

Roughly 4.3 million people age 65 or older are in the work force. That's about 48 percent more than in 1985, according to the U.S. Bureau of Labor Statistics. And as the senior population swells, the number is bound to grow. What's more, ...

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