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For the first time in history, Americans have started making more payments electronically than with paper checks. Is your government ahead or behind in its acceptance of electronic payments and use of electronic disbursement tech nologies? How does your government compare to other governments in its use of technologies such as Internet payments, credit cards, electronic data interchange, kiosks, and automatic bank debits? Are governments using important fraud prevention safeguards recommended by GFOA? GFOA and JPMorgan Chase discovered the answers to these and other questions about cash management practices through a recent survey of state and local governments. This ...