AccessMyLibrary provides FREE access to over 30 million articles from top publications available through your library.
Create a link to this page
Copy and paste this link tag into your Web page or blog:
Credit scores: what you don't know can be held against you.(CR INVESTIGATES)
Your mortgage, your car loan, your insurance premiums, where you live, who employs you--all of these life staples can depend on your credit score and the credit report on which it's based.
Lenders have long used credit scores and reports to determine whether to lend you money and how much interest to charge you. But these days auto insurers are using credit-based scores to calculate premiums. Employers are using credit checks to determine whether you're a worthy hire. And landlords are using them to figure out whether you'll be a reliable tenant. Some utility companies are linking credit scores to the size of the deposit you must pay to have your power turned on. ...
- Credit score disclosure: Federal legislation would demystify credit scores....
- Magazine article from: Builder Guido, Daniel Walker November 1, 2001 700+ words
...require disclosure of consumer credit scores. Linda M. Johnson, a spokesperson...act. Called the Consumer Credit Score Disclosure Act of 2001...disclosure of a consumer's credit score when a prospective home buyer...model used to determine their credit score. Why does ...
- Something Brokers Like Passes: CA Credit Score Disclosure Bill.(bill SB 1607...
- Magazine article from: Broker Magazine September 1, 2000 700+ words
...the disclosure of credit scores. The bill, SB 1607...affect the consumers' credit scores. Lee Adler, director...will not allow in the credit scores the inclusion of any...that if a numerical credit score is generated by either...
- CONSUMERS GAIN ACCESS TO CREDIT SCORES.(Score Power online credit score...
- Magazine article from: Mortgage Banking May 1, 2001 700+ words
...SAN RAFAEL, California, and Equifax, Atlanta, have announced their launch of Score Power[TM], the only online credit score delivery service for consumers that delivers Fair, Isaac's FICO credit risk score. Consumers also receive their Equifax...
- Mich. insurers balk at credit score rule. (Hot News).(regulate the use of...
- Magazine article from: National Underwriter Property & Casualty-Risk & Benefits Management December 23, 2002 700+ words
...s top insurance regulator are clashing over the state's new recommendations to regulate the use of consumer credit scores, in part by requiring carriers to submit their scoring formulas to the state and to make them public information...
- Alliance: wary of credit score lawsuit. (Hot News).(State Farm's use of...
- Magazine article from: National Underwriter Property & Casualty-Risk & Benefits Management July 1, 2002 700+ words
An Illinois lawsuit against State Farm seeking class action status for its use of consumer credit scores could spell trouble for the industry in other states, according to a representative of Alliance of American Insurers.
- Experian Study Reveals Relationship Between Auto Loans and Credit Scores;...
- Press release article from: PR Newswire August 18, 2004 700+ words
...or lease affects consumer credit scores. Nationwide and statewide...credit file. The average credit score for those with a repossession...purchase or lease a car, their credit score becomes a big part of their...best way to maintain your credit score." The Experian ...
- S.C. credit score bulletin draws praise from insurers. (Hot News).(insurer use...
- Magazine article from: National Underwriter Property & Casualty-Risk & Benefits Management June 10, 2002 700+ words
A new bulletin from the South Caroline Department of Insurance on insurer use of consumer credit scores in underwriting is garnering praise from industry groups for its "balanced" approach.
- Credit Score Tune-Up: Like tweaking an automobile engine to improve its...
- News wire article from: Mortgage Line Steele, Georgia December 22, 2006 700+ words
...demystifying and enhancing credit scores for consumers. And by making...rating agencies withheld credit scores from consumers, although...simulator to improve their credit scores. By making hypothetical...each decision effects their credit score. David Chung, interim ...
