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COPYRIGHT 2005 The Dallas Morning News
Byline: Ieva M. Augstums
Oct. 24--When it came time for Marcus Gonzales to pick out his employee benefit coverage, the 28-year-old was a bit befuddled.
"Co-pays, 401(k)s, flexible spending accounts -- it was fun figuring out what everything meant," says Mr. Gonzales, a community relations specialist for Texans Credit Union in Richardson. "I guess I took it all for granted, being covered under my parents."
With the annual benefit enrollment season upon us, experts say it's a difficult time for young people who must make health care and benefit choices on their own.
For starters, they're young and predominantly single. Making sure colonoscopies are covered is the furthest thing from their minds.
Also, many haven't received enough grounding in the subject from their parents, who willingly admit employee benefits were much simpler when they started working.
"Unfortunately, I don't think they have great role models," says Bob Hurley, vice president of customer...
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