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COPYRIGHT 2002 Thomson Financial Inc.
Unclear, incomplete, and contradictory information provided by Medicare+Choice plans about their complex prescription drug coverage makes it hard to beneficiaries to know what a benefit covers or to compare benefits between plans, says a new study from the Department of Health and Human Services Office of Inspector General.
The very nature of prescription drug coverage makes understanding a benefit plan difficult, the OIG acknowledges. Beneficiaries enrolled in M+C health maintenance organizations that imposed dollar limits on the benefit received coverage ranging from $200 to $12,000 in 2001. But while beneficiaries need to know that dollar limit if they're to judge the worth of a plan, they also need a host of...
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