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Corporate treasurers, traffic managers, risk managers and others involved in the purchase of insurance have resigned themselves to a hardening insurance market. The market gives the appearance of trying to recover 20 years of losses from the soft market as rapidly as possible.
As insurance renewals become more expensive, insurance buyers and their brokers have become more entrepreneurial in seeking alternative insurance solutions.
One that has become very topical is the stock throughput policy, written in the marine cargo market. Not a new concept, the stock throughput policy has been in and out of favor as the fortunes of the property and marine cargo markets have waxed and waned.
The cradle-to-grave concept of the stock throughput …