By Jack Sirard, The Sacramento Bee, Calif. Knight Ridder/Tribune Business News
Sep. 17--QUESTION: I am a recent widow and have been told by another widow that I am not responsible for my late husband's credit card bills if his name appears first on the account.
I maintain that if my name is on the account at all, I am equally responsible for the debt. Will you please let me know who is correct.
--Valerie A., Sacramento
ANSWER: It's never easy and always unfortunate when a major event in our lives ends up in a crash course in personal money management.
Well-meaning friends offer advice that worked for them but may not fit your circumstances.
The real question in your case, says Donald Rehorn, community liaison of the Consumer Credit Counseling Service of the Sacramento region, is: "What effect does the fact that California is a community property state have to do …