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Closing in on mortgage options.
If you're in the midst of building a home, you're probably more than a little anxious about rapidly rising mortgage rates.
Rates have shot up more than a percentage point since the historic lows of the spring. If you're building a house but are still months from closing, what can you do?
Well, you could just let interest rates take their course and accept the rate available when you're ready to close. This is an acceptable strategy if you won't be stretched financially by a higher rate.
If you can't, then you can put up some cash now to lock in a rate or you can plan on getting an adjustable-rate mortgage.
If you want a rate lock, you ...
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Source: HighBeam Research, Closing in on mortgage options.