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Keep track of holiday spending, but have some fun too.(Knight Ridder Newspapers)

Publication: Knight Ridder/Tribune News Service

Publication Date: 25-NOV-04

Author: Brown, Jeff
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COPYRIGHT 2004 Knight-Ridder/Tribune News Service

Byline: Jeff Brown

Operating Instructions: Do not read this column Thanksgiving morning.

For greatest effect, it should be read AFTER an enormous meal and a day of sloth _ at the moment you resolve to avoid all excess henceforth.

We've arrived at the season for finger-wagging about holiday overindulgence of the financial type. I don't promise to practice what I preach. Nor do I really expect you to. I write this for myself, to keep my conscience clear.

I'd like to start by revisiting a column I wrote a number of years ago, when I argued that every dollar is really $5.

I meant that a dollar saved today could grow...

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