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Numerous fixes to gnawing home problem exist.(Knight Ridder Newspapers)
Although other problems _ radon, asbestos and lead _ have taken center stage in recent years, there's one gnawing issue in a home sale that makes real estate agents very nervous.
Termites.
"Even in a market such as this one, in which anxious buyers will forgo a home inspection, they will not do without a termite inspection," said Noelle Barbone, manager of the Weichert Realtors office in Paoli, Pa.
Two million dwellings, in every state but Alaska, are damaged each year by termites, with the total repair costs estimated at $2 billion annually _ costs rarely covered by homeowners' insurance.
Termite colonies are composed of thousands to millions of insects, and nests are typically found near the soil surface to about 10 feet below the ground.
For many years, lenders insisted on termite reports as a condition of obtaining a mortgage. But since in most states such inspections are contingencies in agreements of sale, lenders are leaving it up to real estate agents.
These sales agreements have what are known as wood-infestation clauses, covering not only termites but carpenter ants and other wood-boring insects.
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