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President signs Landmark Housing Law.(Mortgage Forgiveness Debt Relief Act)
Since early 2007, communities across the nation have been struggling with a flailing economy and perhaps the most significant downturn in the housing market since the Great Depression. In fact, the National Association of Homebuilders reports that by the end of 2008, home prices will have dropped 15 percent from their peak in 2006. (1) The problem of declining home prices coupled with subprime mortgage lending--providing loans to higher-risk borrowers at interest rates that are higher than those assigned to lower-risk borrowers--is the major factor in the increasing rate of foreclosures around the country. The Center for Responsible Lending predicts that 2.4 million ...
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Source: HighBeam Research, President signs Landmark Housing Law.(Mortgage Forgiveness Debt...