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She identified the housing problem 16 years ago!(QuickQuotes)(Jane H. Ingraham)(Brief article)
"One of the Bush Administration's most politicized banking rules is the Community Reinvestment Act [of 1977], which requires banks to make loans in all areas of their communities, even the lowest income ones. This egalitarian act turns banks into charitable institutions or arms of the welfare state, removing them from the risk/profit/loss basis of our once-free economy. Although bankers now say this act is one of their gravest concerns, they did little or nothing to prevent its passage. They held their tongues for fear of being ...
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