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The amount of money that American businesses risk on sales on credit each year is measured in the billions. Every credit manager is held to an increasingly high standard of success to ensure that the transactions aren't merely blind gambles. As such, there are innumerable tools that enable executives to do this, but there's almost nothing better than the tried-and-true success of actual shared personal experiences.
"Just as retail credit grantors rely on such measures as FICO scores, the commercial trade creditor relies on payment habits and trends of customers as a predictive indicator of a customer's future ability to pay," ...