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Banks Take 'Case by Case Approach'.
Washington -- A Federal Reserve Board survey of senior loan officers shows that the vast majority of commercial banks are taking a "case-by-case" approach to loan modifications.
Despite pressure from federal regulators, many banks don't expect the streamlined loan modification plan endorsed by the Hope Now alliance will have much of an impact on their loan mitigation efforts.
Only six of the 45 banks surveyed in January said streamlined modifications would play a "very significant" role in their attempts to prevent foreclosures. Ten banks said it would be "somewhat significant" and 29 banks said it would not be ...
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