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Save $50 with a phone call.(renegotiating credit card debts)(Brief article)

Consumer Reports

| October 01, 2007 | COPYRIGHT 2007 Consumers Union of the United States, Inc. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan.  All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

One call to your credit-card company could higher your credit score will be. In our win you a lower interest rate or get you out survey, readers who called their card of a penalty fee. issuers to negotiate a lower interest rate

So before you switch to another credit succeeded more than 50 percent of the card in search of a lower interest rate, first time. And 79 percent of readers who tried call your current issuer to see what it's will-were successful in persuading their card ing to do for you. Assuming you've been a issuer to waive a penalty fee. good ...

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