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OK, so you're savvy and smart and have steered clear of many frauds that cost Americans bilAlions of dollars a year. But you might not be aware of some new twists that crooks use to snare suspecting consumers.
For example, telephone-number "spoofing" technology, accessible through companies on the Internet, subverts a trusted consumer safeguard, caller ID, to make you believe a scammer is actually your bank or a government agency.
That was just one of the tricks we found when we trolled through the files of dozens of government agencies, indusAtry associations, and consumer groups that track crooked schemes. Another: A caller with insider investment ...