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Retirement should be a joyful time for smart women to do the things they've always wanted to do, but never before had the luxury of time to pursue. Most women in higher education have the intelligence, but some may be a bit short on the other things needed to assure an enjoyable, satisfying retirement.
"Old age isn't for sissies" is a common mantra. You'll need adequate planning, financial security, a positive attitude, good health care and a support network of friends and family. If you aren't sure you've done adequate planning or have saved enough, find professionals to help you assess your status and determine the goals you need to reach.
But beyond ...