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Deal to keep PIP likely faces opposition.
Byline: Joe Follick
Sep. 28--A deal to keep the state's "no fault" auto insurance requirement may face bipartisan opposition if lawmakers try to revive the controversial mandate next week.
"It's about taking our system from (one) that has zero personal responsibility to a system based on personal responsibility," said Sen. Dave Aronberg, D-Greenacres, in advocating the end of "no fault" requirements.
Aronberg and Sen. J.D. Alexander, R-Winter Haven, said Thursday they would rather see the state enforce mandatory "bodily injury" insurance that would have the at-fault driver pay for medical costs.
The state's requirement that all drivers carry Personal Injury Protection coverage expires Monday. PIP insurance covers up to $10,000 of medical costs in case of an accident, regardless of who caused the injuries.
But opponents -- led by auto insurers -- say the PIP system encourages fraudulent health care providers seeking excessive payments from staged accidents.
Supporters say the requirement speeds up small claims that would otherwise go to court, and also ensures quick payment for relatively minor care in emergency rooms or legitimate doctors.
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