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COPYRIGHT 2007 Ehlert Publishing Group
Knowing that most unspoiled and interesting motorcycle roads are likely to be in remote locations brings with it the need to develop options (logistical and financial) for obtaining medical attention, should an emergency occur. In the USA, you might assume that after an accident you will be transported to a hospital, present your insurance card, and get patched up and sent quickly on your way. Afterward, there's a humble return to Kneedraggers Curve where the damaged bike is loaded in a friend's pickup, ready to live and ride another day. Hopefully it will be so simple (we are assuming someone in the party has a cell phone and is able to summon emergency help).
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If the accident is serious, though, a life-flight helicopter might be required for emergency transport, at a cost of $10,000-$25,000. That get your attention? Insurance broker Todd Oxley of Phoenix reports that while some health-insurance policies cover lifeflight, some do not. Some health-insurance policies may refuse to cover motorcycle-related accidents at all. Your motorcycle insurance policy may include medical payment insurance options and may provide coverage to get your damaged bike back home or to a repair facility....
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