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How credit managers conduct business depends upon which side of the Atlantic Ocean they re on, as different circumstances and credit practices face U.S. and European businesses. Credit managers working in companies having operations in both Europe and the U.S. are usually more aware of how business credit differs between the two regions. One noticeable difference is the title of the top credit executive in a business: in the U.S., that person is often called the Credit Manager or Director of Credit. However, as David Marsh, CICE, CBF, Credit Manager, Novus International Inc., said, "In Europe you're often called Credit Controller." William Bastiaan, CICE, the immediate ...