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A $14 billion Texas thrift is targeting Northern California's middle-market commercial banking business from a new office in Sacramento.
Guaranty Bank recently hired three local banking veterans to staff a commercial loan office in 300 Capitol Mall.
The middle market is a wide swath of commercial credits from less than $1 million to $20 million. Products range from lines of credit and loans to cash management and international trade credits.
Locally, it's a market that's getting a bit more crowded every month.
"This has to be the most competitive market in the free world," sald David Taber, president of American River Holdings, which owns …