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Data Suggests Delinquencies May be Flattening.(Brief Article)
While foreclosures rose in the second quarter for prime quality, residential mortgage loans, other data suggests that the trend toward rising delinquencies may have peaked.
Recently, the American Bankers Association's consumer credit delinquency bulletin reported that delinquencies on home equity loans, based on the number of accounts, remained unchanged at 1.28% in the second quarter. Late payments on home equity lines of credit decreased from 0.64% in the first quarter to 0.58% in the second quarter. The delinquency rate on home equity lines of credit was the lowest for any consumer loan category, according to the ABA.
Meanwhile, mobile home loan delinquencies increased to 5.81%, from 4.84% in the second quarter.
And surprisingly, LoanPerformance, a San Francisco-based firm that tracks default and prepayment data on prime and ...
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Source: HighBeam Research, Data Suggests Delinquencies May be Flattening.(Brief Article)