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It's all of your business. (Professional Resources).(Brief Article)
Are You at Risk?
Many music professionals are now taking their business inside their homes, and with this comes an important question, "Am I at risk?"
Businesses today often begin as part-time activities in the home, with little or no thought given to insurance. Having a business in your home can expose you to extra liability not covered in your homeowner's policy and give a false sense of security as to what exactly is insured.
It is important to be aware that while homeowner's policies do generally give a small amount of insurance on business inventory, there are strict exclusions for liability claims arising from any "for-profit" activities.
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Source: HighBeam Research, It's all of your business. (Professional Resources).(Brief Article)