Delinquency Rates - Based on Total Past Dues at June 30, 2003.

(Based on Number of Loans Serviced)

(part 1 of 2)

 
                                                           Number of 
    Rank  Organization Name, Location                 Loans Serviced 
 
    1     Washington Federal Savings, Seattle, WA             34,779 
    2     Pulte Mortgage, Englewood, CO                        7,239 
    3     Plymouth Savings Bank, Middleboro, MA               21,254 
    4     Capitol FS & LA, Topeka, KS                         51,489 
    5     Union Bank of California, San Diego, CA             27,122 
    6     Astoria FS & LA, Lake Success, NY                   62,570 
    7     AmSouth Mortgage, Birmingham, AL                   353,360 
    8     Midwest Loan Services, Houghton, MI                 11,535 
    9     USAA Federal Savings Bank, San Antonio, TX         158,516 
    10    State Employees CU, Raleigh, NC                     55,014 
    11    B.F. Saul Mtg./Chevy Chase Bank, Bethesda, MD       61,350 
    12    CUNA Mortgage Corp., Madison, WI                   101,970 
    13    America First CU, Riverdale, UT                      7,858 
    14    TCF Mortgage Corporation, Minneapolis, MN           68,461 
    15    Ohio Savings Bank, F.S.B., Cleveland, OH           172,832 
    16    SunTrust Mortgage, Inc., Richmond, VA              522,736 
    17    CDC Mortgage Capital, Inc., New York, NY             4,490 
    18    Sovereign Bank, FSB, Rosemont, PA                   80,907 
    19    Taylor, Bean & Whitaker, Ocala, FL                  47,329 
    20    Flagstar Bank, FSB, Troy, MI                       256,038 
 
 
    (part 2 of 2) 
 
           % loans          %           %          %      Fore- 
    Rank  past due   30+ days    60+ days    90+days ...