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Unlike many who eventually choose credit as a career, Ralph grew up understanding credit, as he went with his father on rounds to collect his accounts receivable when he was a kid. It is no accident that he ended up in that field as an adult.
While in college one of Ralph's roommates was studying accounting. His curiosity got the best of him and he soon found himself also studying accounting. He says that the numbers in those boxes are what caught his interest. Even though he is mechanically inclined and may have made a good engineer, he has no regrets moving to accounting. The background in engineering math has always helped him to understand accounting ...