Naked Investor: The big question - with or without profits.

(From Belfast Telegraph)

Byline: Nicholas Wattsbusinesseditor@belfasttelegraph.co.uk

A NUMBER of you will no doubt have a with-profits endowment for your mortgage or a with-profits bond, and you may be wondering when bonuses will pick up.

This article has been prompted by a client who was in the position that his provider had stopped issuing bonuses on his policy altogether. So where can you go if you want something similar?

The answer is it depends on a variety of factors relating to individual circumstances, such as risk, timescale, access and tax positions, to name but a few essentials.

But one of the main worries of investors …