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WELEETKA, OKLAHOMA --
One thing that attracted Gary Williams to worm farming was the prospect of watching his investment literally grow--as opposed to the stock market, where, he'd discovered, money had a way of disappearing before you had a chance to get friendly with it. In the fall of 2000, Williams retired from Southwestern Bell, where he'd put in thirty-one years as a telephone technician. He was fifty-three years old and eager to maximize the hours he spent fishing on a lake not far from his home, in Weleetka, in eastern Oklahoma. Offered the choice of collecting his pension in a lump sum or a monthly payout, he opted for the former, immediately parked the ...