|
COPYRIGHT 2003 Society for the Advancement of Education
UNLESS you have faced it in your own family, it is difficult to describe the upheaval and pain that accompanies mental illness. So, let us paint a picture.
Imagine your daughter or wife suffers from anorexia and bulimia. She weighs just 92 pounds, about 80% of her ideal body weight. She eats less than 300 calories a day, the equivalent of two pieces of bread and a slice of cheese. If she eats any more than her self-imposed calorie limit, she then "purges" by forcing herself to vomit. She is weak, emaciated, and beginning to show the signs of malnourishment, including cardiac problems. Emotionally, she is crippled. She cannot work or attend school. She is ravaged by anxiety and depression. She is unable to participate in a relationship.
Make no mistake, her eating disorder is not a lifestyle choice. She is the victim of a disease, just as a cancer patient is. There is a difference, however, one that can ultimately be deadly for the victim of mental disease--treatment for her sickness is often not covered by health insurance.
As managed care has increased its hold on the American health care system, mental health has become one of its most-beaten victims. To reduce spiraling costs, insurers often look at mental health benefits as the first place to cut. In fact, from an actuarial perspective, mental health costs are among the most difficult to predict and therefore the most risky. Each course of treatment can be wildly different from patient to patient. For example, a person suffering from depression may respond well to drug therapy with minimal need for professional "talk" therapy--the more-expensive component in the treatment mix. However, another patient with the same level of severity may require several medications and ongoing psychotherapy over the course of many months or even years....
Read the full article for free courtesy of your local library.
|