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Consumers Pay Late Despite Credit Woes.
While nearly all Americans recognize that paying bills late can affect their personal credit rating, some 25% admit that they still pay at least one bill late each month, according to a study conducted by Western Union.
Mortgage servicers will be happy to learn that the bill people are least likely to pay late, according to the survey, is their mortgage or rent bill.
By contrast, the bill most likely to be paid late is the utility bill. And 43% of people pay their wireless phone bill late, making it the second most common bill to be paid late. Credit card payments came in a close third, according to Western Union.
But the bill least likely to be postponed is, not surprisingly, the rent or mortgage bill, Western Union said.
In conjunction with Opinion Research Corp. International, Western Union's SwiftPay, surveyed just over 1,000 Americans to find out more about their bill-paying habits. SwiftPay is used by many consumers to pay mortgage bills just before a late fee would be assessed.
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Source: HighBeam Research, Consumers Pay Late Despite Credit Woes.