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(From Belfast Telegraph)
THE Belfast Telegraph editorial (December 28) rightly point out the perils of overspending for consumers at this seasonal time of year. However, it is well worth pointing out that - due, in part, to the unseasonably mild winter so far and as a result of excessive overstocking (and, in some instances, careless procurement/buying policies and standards) by many leading high street retail chains - there are still plenty of bargains out there to be snapped up by the prudent shopper.
While many consumers fall into the fairly obvious trap of overspending, particularly on credit cards in a frenzy of ...