AccessMyLibrary provides FREE access to over 30 million articles from top publications available through your library.
Create a link to this page
Copy and paste this link tag into your Web page or blog:
With a so-called payable-on-death account, testamentary account, or Totten trust, you can bypass the expense and delay of probate. At a local bank, you simply designate beneficiaries for an account and make a declaration that you want the funds to go directly to them at your death. You can spend ...