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Technical Report: Life - Death is greatly exaggerated.
(From Reinsurance)
Byline: Vic Wyman.
You may have thought that one of the major concerns for life (re)insurers was the likelihood of policyholders dying.
Yet the focus is changing, suggests Dr Wolf Becke, executive board member for life and health worldwide at Hannover Re: "The real risk in this market will not be mortality; it will be longevity." For as people live longer, (re)insurers will be gambling on the mortality of old people, who could end up living for decades.
"I think the future growth market of the 21st century will be the senior citizens," says Dr Becke, who points to preparations to satisfy that market by life companies ...
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