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Banks Anticipate Handling More Home Equity Products this Year.(Brief Article)
Banks and thrifts are expecting to see a big jump in home equity lending this year, according to a real estate lending survey by America's Community Bankers.
The 11th annual real estate survey found that 56% of the 403 respondents expect loan volumes to decline in 2004 as refinancings slow, while 64% expect consumers will turn to home equity loans.
As interest rates rise, "people will use home equity loans to tap into the equity in the their homes," ACB executive vice president Robert Davis said.
The ACB survey also shows the respondents equally divided their loan sales between Fannie Mae (33%) and Freddie Mac (32%). Conduits and wholesalers captured 22% of secondary market sales, while the Federal Home Loan Banks netted a 7% share and Ginnie Mae 3%.
Only 36% of the respondents ...
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- Press release article from: PR Newswire March 4, 2003 700+ words
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Source: HighBeam Research, Banks Anticipate Handling More Home Equity Products this Year.(Brief...