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Small business owners and credit evaluation.(Selected Topic)
Credit managers rely heavily upon external data sources to guide them in the credit decision process. To approve or reject a loan request is a delicate task. A credit manager must evaluate the risk associated with extending credit versus declining an applicant based on numerous factors. All the while, he or she is driven by the desire to generate revenue for the company. This article explores the credit evaluation process, particularly as it relates to small businesses.
The nature of credit evaluation
The need for sufficient and reliable information is the foundation of a successful credit decision. A credit manager may call on references, run background ...
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