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Standard & Poor's Announces: Allstate Insurance Co. and Affiliates 'AA' Ratings Affirmed.

Business Wire

| January 30, 2004 | COPYRIGHT 2004 Business Wire. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan.  All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

Business Editors

NEW YORK--(BUSINESS WIRE)--Jan. 30, 2004

On Jan. 30, 2004, Standard & Poor's Ratings Services affirmed its 'AA' counterparty credit and financial strength ratings on Allstate Insurance Co. and related group members (collectively referred to as AIC). The outlook on all companies is stable except for Northbrook Indemnity Co., which has a negative outlook.

The ratings are based on the group's excellent market position, improved operating results, and strong capitalization. Partially offsetting these positive factors are uncertainties associated with the discontinued lines and coverages reserves of its Specialty Operations Division and the group's exposure to catastrophe losses in certain regions of the U.S.

Outlook

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