Fiscal Fitness: Consumers Exercise Their Right to Save With Student Loan Consolidation.

SAN DIEGO, Dec. 22 /PRNewswire/ -- Many consumers will greet 2004 with a physical and financial hangover caused by overindulgence in credit cards. And, as they do every year, people will vow to lose those extra pounds and put their credit on a "diet," too.

But this year, there is another smart money move consumers can make, according to Mike O'Brien, Co-Founder and CEO of FinancialAid.com, a leading higher education finance firm. "Whether they graduated college this December or a decade ago, borrowers can save up to hundreds of dollars each month by consolidating their student loans," says O'Brien. See http://www.financialaid.com/ .

With recent college…