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Life insurance - Coming to new terms with (re)insurance and HIV/Aids.
(From Reinsurance)
Byline: Keith Sankey.
HIV is a major issue for life and health reinsurers and their direct office clients. It is one that needs to be handled with a sensitive touch.
Over the years, attitudes and reactions to the HIV challenge have evolved considerably. It was in the mid-1980s when governments, public-health bodies and the insurance industry first realised that they had a potential pandemic on their hands.
In the UK, Munich Re was quick off the mark in modelling the possible impact on mortality experience and in releasing 'best-case' and 'worst-case' scenario projection figures to existing and potential clients. ...
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