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In a survey undertaken by CyberSource Corporation, eCommerce merchants named New York the riskiest North American metro area for eCommerce. Nigeria was chosen as riskiest country. By "riskiest", merchants mean that orders from these areas are most likely to be fraudulent.
"Highest risk" areas for eCommerce:
U.S./Canadian Cities NYC 26% of mentions Miami 10% Los Angeles 9% Chicago, Detroit 3% SF Bay Area 2% Countries Nigeria 31% of mentions Indonesia 8% Russia 6% China 5% UK, Afghanistan 4%
Residents of cities like New York, Miami and other cited centers of fraud may ultimately pay a price for their area's reputation. Online merchants can require purchasers in certain "hot zones" to take more elaborate steps for identification, such as asking the purchaser to make a telephone call to verify the order. Some merchants routinely flag orders from high fraud areas for manual (therefore slower) processing. In extreme cases, the order could even be rejected.
"Few merchants will publicly ...