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Beware loan gotchas.(Dollars & sense: the inside scoop on financing, warranties, and installation)(Brief Article)

Consumer Reports

| March 01, 2005 | COPYRIGHT 2005 Consumers Union of the United States, Inc. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

In an effort to drive sales of higher-priced TVs and other electronics, some retailers now offer zero-interest loans for up to two years. Be sure you keep up with payments. Most retailers make you sign up for a credit card that carries a high annual interest rate--up to 29 percent.

If you don't repay the loan in full before the term expires, you could be socked with interest from the date of purchase. With some loans, missing three payments in a row triggers the ...

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