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Second Homes Point to Industry's Future.(Brief article)
Atlantic City, NJ -- Demographics, increasing numbers of new households being formed, nonprime lending, the second home market, higher loan-to-value ratios and price appreciation are six long-term drivers of growth for the mortgage industry, said the chief executive of MGIC Investment Corp., Curt Culver.
Speaking at the Regional Conference of Mortgage Bankers Associations here, Mr. Culver noted that nonprime lending has gone from 5% of the market in 2001 to almost 40% currently. As for second homes, growth in that business is being driven by baby boomers. These sales represent as much as 20% of the market in certain "places in the sun" destination ...
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Source: HighBeam Research, Second Homes Point to Industry's Future.(Brief article)