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For as long as he can remember, Dr. Robert M. Doroghazi has been prudent with money.
"It was difficult to come by," said Dr. Doroghazi, who was raised in Granite City, Ill., as the son of a steelworker.
At age 8, he began to earn an income by helping his father mow lawns. By age 11, he started his own lawn mowing business.
"It had been my goal all along to work and save up for college," recalled Dr. Doroghazi, a cardiologist in Columbia, Mo., who is also the author of "The Physician's Guide to Investing: A Practical Approach to Building Wealth" (Totowa, N.J.: Humana Press, 2005). "When I was in high school, I worked 30-plus hours a week. I was ...