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Credit cards.(Your Letters)(Letter to the Editor)
Regarding November's report "Credit Cards: They Really Are Out to Get You," since when are credit cards a necessary part of life? If people don't like the rates or terms, they don't have to get them. What happened to paying for what you received? I do collection work for the credit-card industry and I don't generally see medical bills or necessities on a credit card, but rather dinner, concert tickets, liquor, or other frivolous charges. No one makes a consumer get a credit card, let alone make charges on it. When are people going to take personal responsibility for their financial decisions?
PAUL A. PRATER WHITE HALL, AR
I very much enjoyed the zany humor in your November Viewpoint, "Rights That Credit-Card Users Deserve Now," that is, once I realized you were putting us on. And I quote: "Consumers Union believes it is long past time for Congress to ...
- Credit Cards: Use and Consumer Attitudes, 1970-2000.(Statistical Data Included)
- Newspaper article from: Federal Reserve Bulletin Durkin, Thomas A. Price, Nicole September 1, 2000 700+ words
...decades has been the growth of the use of credit cards, both for payments and as sources of...store purchases without carrying cash, credit cards have become a ubiquitous financial product...economic strata. In modern commerce, credit cards (along with debit cards) serve as...
- BANKS AGGRESSIVELY PROMOTE USE OF CREDIT CARDS IN MEXICO.
- Magazine article from: SourceMex Economic News & Analysis on Mexico April 6, 2005 700+ words
...institutions are promoting the use of credit cards in Mexico, giving buyers more options...increase in credit-card use last year. Credit cards remain largely an untapped market...consumers who traditionally have not used credit cards for their purchases. "This is an interesting...
- Credit Cards Finance More Small Businesses, Study Finds.
- Newspaper article from: Knight Ridder/Tribune Business News Kirkpatrick, John December 8, 1998 700+ words
...found a big way to get it: plastic. Credit cards have now replaced bank loans as the...surveyed for the study said they had used credit cards in the past 12 months to help finance...them: Newly aggressive marketing of credit cards to small-business owners. The ease...
- College Students Get Wise About Credit Cards.
- Press release article from: PR Newswire May 25, 2005 700+ words
...outstanding balance on undergraduate credit cards fell to $2,169, its lowest level...study, "Undergraduate Students and Credit Cards in 2004: An Analysis of Usage Rates...leveling off, undergraduate students and credit cards remain a dangerous combination," said...
- Taking Charge: America's Relationship with Credit Cards.
- Press release article from: Business Wire June 6, 2007 700+ words
...More than 8 in 10 Americans view their credit cards as "an easy way to get into debt...Charge: America's Relationship with Credit Cards. The benchmark report delves into every aspect of credit cards' role in people's lives: how Americans...
- Affinity Credit Cards and Personal Loans are Losing Ground in the UK Personal...
- Press release article from: M2 Presswire May 29, 2007 700+ words
...2007-Research and Markets: Affinity Credit Cards and Personal Loans are Losing Ground...Affinity partnerships and co-branded credit cards are currently experiencing diverging...stagnating at best, while co-branded credit cards seem to be a market on the rise. Indeed...
- Shelling out for city fees? Just put it on plastic. (credit cards)
- Magazine article from: Los Angeles Business Journal Mullen, Liz February 13, 1995 700+ words
...payments starting in early April. "Credit cards have been around, I think, since about...metropolitan cities in the nation to accept credit cards or ATM cards as a vehicle of payment for fees and services, Capodieci said. Credit cards will be initially be accepted for payment...
- Affinity Credit Cards and Personal Loans Are Losing Ground in the UK Personal...
- Press release article from: Business Wire May 30, 2007 700+ words
...Affinity partnerships and co-branded credit cards are currently experiencing diverging...stagnating at best, while co-branded credit cards seem to be a market on the rise. Indeed...decade as well as after. Both affinity credit cards and personal loans are losing ground...