Fixed Rate Mortgages as a Percentage of Total Servicing at 6/30/05.(Illustration)

(dollars in millions)

(part 1 of 2)

 
    Rk  Organization Name               Location 
 
    1   IXIS/CDC Real Estate Capital    New York, NY 
    2   Ivanhoe Financial, Inc.         Orlando, FL 
    3   Secured Bankers Mortgage Co.    Van Nuys, CA 
    4   Charter Bank                    Albuquerque, NM 
    5   America First CU                Riverdale, UT 
    6   Cimarron Mortgage               Jackson, MS 
    7   Midland Mortgage                Oklahoma City, OK 
    8   Fidelity Bank                   Wichita, KS 
    9   VNB Mortgage Services           Wayne, NJ 
    10  HomeStreet Bank                 Seattle, WA 
    11  TCF Mortgage Corporation        Minneapolis, MN 
    12  Colonial Savings, F.A.          Fort Worth, TX 
    13  U.S. Bank Home Mortgage         Bloomington, MN 
    14  ABN Amro Mortgage               Ann Arbor, MI 
    15  Taylor, Bean & Whitaker         Ocala, FL 
    16  Chase Home Finance              Iselin, NJ 
    17  Regions Mortgage Inc.           Montgomery, AL 
    18  Branch Banking & Trust Co.      Wilson, NC 
    19  Irwin Mortgage Corp.            Fishers, IN 
    20  Guardian Mortgage Co., Inc.     Richardson, TX 
    21  Bank of America                 Charlotte, NC 
    22  Midwest Loan Services           Houghton, MI 
    23  Waterfield Mortgage             Fort Wayne, IN 
    24  Sovereign Bank, FSB             Rosemont, PA 
    25  National City Mortgage          Miamisburg, OH 
 
    (part 2 of 2) 
 
        FRM Servicing    Total Serv.       FRM Serv. 
    Rank at 6/30/2005   at 6/30/2005   Vol. 6/30/2005 
 
    1        100%            $3,002          $3,002 
    2        100%              $733 ...