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GMAC Adds MERS To All Loan Channels.(Brief Article)
MERS, formally Mortgage Electronic Registration Systems Inc., announced recently that GMAC Mortgage is registering loans from all production channels on the system.
GMAC opened its retail, direct lending, wholesale and correspondent channels to MERS in February. MERS allows electronic tracking of ownership interests in loans and servicing rights. Nationally, more than three million loans are registered on MERS, a system similar to the book-entry system for tracking ownership of securities. GMAC began looking at MERS early last year for its correspondent lending, but soon decided the electronic registry offered advantages for all channels of loan origination.
R.K. Arnold, president and CEO of MERS, said GMAC's decision "will maximize cost savings for the company."
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Source: HighBeam Research, GMAC Adds MERS To All Loan Channels.(Brief Article)