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HMO or PPO: are you in the right plan?(Health Care - Survey)(Cover Story)(Industry Overview)

Consumer Reports

| October 01, 2001 | COPYRIGHT 2001 Consumers Union of the United States, Inc. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan.  All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

To escape the tight restrictions of many health maintenance organizations (HMOs), more people than ever are flocking to preferred provider organizations (PPOs), believing that more choice, albeit at a higher cost, will be more satisfying. PPO enrollment has increased to 48 percent of all workers with health insurance from 35 percent just three years ago, according to a survey commissioned by the Kaiser Family Foundation, a nonprofit organization interested in health policy. At the same time, HMO membership declined to 23 percent from 27 percent.

Yet the assumption that PPOs, as a whole, are better than HMOs is unwarranted, according to a CONSUMER REPORTS survey of ...

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