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Hard charging: we answer readers' questions about their credit card problems.(Your Money)(Column)

Consumer Reports

| December 01, 2001 | COPYRIGHT 2001 Consumers Union of the United States, Inc. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan.  All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

The holidays are prime time for plastic. Not only does card usage soar at this time of year, but bank-card companies tempt you with more offers by mail, radio, and TV. To prepare you before your next trip to the mall--virtual or real--we asked Consumer Reports Online subscribers to send us their questions about credit cards. The e-mail told us that consumers were having similar problems with their cards: confusion about new payment options, tougher rules for late-payment fees, and introductory-offer fine print. In answers to the letters that follow, we explain the issues, telling you what you need to do to protect yourself and where to go with complaints.

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