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When there's an economic crunch, it's easy to feel like the Grinch. More than half of Americans plan to spend less this holiday season than they did last year, according to a poll conducted last summer by Consolidated Credit Counseling Services, a nonprofit debt-counseling organization. For many people, the goal will be to give generously yet sensibly, somehow avoiding both a huge credit-card bill and pangs of guilt about being too stingy. Reaching that goal will mean finding gifts that lie somewhere between one we heard about recently--a used frying pan--and one of those out-there gifts from this year's Neiman Marcus catalog, perhaps a set of 10 portraits by Andy Warhol ...