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Editor's Note.(banks and thrifts)(Editorial)

American Banker

| November 01, 2002 | COPYRIGHT 2009 SourceMedia, Inc. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)Copyright

An old distinction has blurred in recent years as more commercial banks began making home mortgages and joining Federal Home Loan banks and more thrifts started making business loans and seeking more "bank-like" balance sheets.

Indeed, the differences between banks and thrifts now seem so slight that their trade groups in many states have set aside longstanding rivalries and decided to merge.

Should there still be separate bank and thrift charters? The question has been hotly debated in recent years and is not likely to go away anytime soon, Rob Blackwell reports in this issue's cover story.

Thrift executives and regulators fiercely defend …

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