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INTEREST RATES.(Brief Article)(Statistical Data Included)

The Business Review (Albany, NY)

| September 24, 2001 | COPYRIGHT 2001 Albany Business Journal, Inc. (Hide copyright information)Copyright
 
INTEREST RATES 
 
(Current as of 9/18/01; some rates change daily) 
 
                                    LOANS 
                                           New Car Loans 
                                           (over $6,000) 
                                    3 year           4 year 
 
Adirondack Trust Co.                  6.50             6.75 
Ballston Spa National Bank            6.75             7.00 
Bank of Greene County                 7.50             7.75 
Capital Bank & Trust Co.              8.25             8.25 
 
Capital Communications Federal        7.00             7.00 
 Credit Union 
Central National Bank, Canajoharie    7.50             7.50 
City National Bank & Trust Co.        7.75             7.75 
Community Resource Federal            6.99             7.24 
 Credit Union 
 
Evergreen Bank N.A.                   8.74             8.74 
Excelsior Credit Union                7.00             7.00 
First National Bank of Scotia         6.74             6.74 
First Teachers Federal                6.99             7.25 
 Credit Union 
 
Glens Falls National Bank &           7.99             7.99 
 Trust Co. 
Hudson River Bank & Trust Co.         7.75             8.00 
Key Bank N.A.                         9.35             9.35 
M&T Bank                              8.24             N.A. 
 
Mohawk Community Bank                 8.00             8.25 
Mohawk Progressive Federal            6.70             7.25 
 Credit Union 
National Bank of Coxsackie            7.25             7.50 
National Union Bank of Kinderhook     7.50             8.00 
 
NBT Bank, N.A.                        8.00             8.00 
Pioneer Savings Bank                  7.25             8.00 
Price Chopper Employees Federal       6.75             7.25 
 Credit Union 
Saratoga National Bank & Trust Co.    7.25             7.50 
 
SEFCU                                 6.74             6.74 
Sunmark Federal Credit Union          6.69             6.89 
Troy Savings Bank                     7.75             8.00 
Trustco Bank                          8.00             8.25 
 
 
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