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Among its many provisions, Proposition 103 would make California the twelfth state where the job of insurance commissioner is an elected post. Although the election would not be until November 1990, assuming the California Supreme Court upholds that part of the initiative, speculation is already building about who would run for the commissioner's job.
The first, and so far only, candidate to declare for the post is Frank Thomas, a Farmers Insurance Group agent based in Hayward, Calif., who describes himself as "an advocate for agents' rights." A supporter of Proposition 103, Thomas is of the opinion that the industry can cope with …